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Moving During Hurricane Season in Florida

June through November covers half the moving year. How to book around a storm, what a reputable mover will do when one forms, and what to prepare either way.

4 min readFloridaPlanningMoving day

Hurricane season runs 1 June to 30 November. That is six months, and it overlaps the busiest moving period of the year, so "just avoid it" is not practical advice for most people.

What is practical is understanding how a storm actually affects a move, and booking in a way that gives you options.

The risk is not usually the storm itself

Very few moves are cancelled because a hurricane is overhead on the day. Most disruption comes from the days around a named storm:

  • Fuel shortages. Stations run dry along evacuation corridors 48–72 hours ahead of landfall, and trucks need diesel.
  • Evacuation traffic. I-95 and the turnpike become unusable northbound.
  • Building lockdowns. Condo associations routinely suspend all moves and close loading docks when a watch is issued, sometimes for several days either side.
  • Crew availability. Movers have families and homes to secure too.
  • Power and elevators. An outage means a high-rise move is simply not happening.

The practical consequence is that a storm 400 miles away can still stop your move.

What a reputable mover will do

Ask this at booking, not after a system forms. A mover with sensible policy will:

  • Watch the forecast cone against your date and contact you rather than waiting for you to call.
  • Reschedule at no charge when a named storm is likely to affect either end of the move.
  • Refuse to load into a storm, even if you want to go ahead. A truck full of your things in high wind is not a risk worth taking, and a mover who will take it for the booking fee is telling you something.

Get the reschedule policy in writing. "We will work with you" is not a policy.

Booking strategy

If your dates are flexible, the statistically quieter parts of the season are June and early July, and again after mid-October. The historical Atlantic peak is roughly mid-August through early October, with the sharpest concentration around the second week of September.

Build in a buffer. If you can avoid scheduling your move for the last possible day before a lease ends or a closing funds, do. A two- or three-day cushion turns a crisis into an inconvenience.

Book earlier than you otherwise would. When a storm moves a week's worth of jobs, every mover in the region is rescheduling into the following week simultaneously. The customers who booked early keep their slots.

Ask about storage. If your move has to be split — loaded before a storm, delivered after — climate-controlled vaulted storage is what makes that possible. It is far cheaper arranged in advance than improvised.

If a storm is forecast for your week

Five to seven days out, when a system enters the cone:

  • Call your mover and agree a decision date.
  • Check with both buildings about their storm policy. Many suspend moves at the watch stage, not the warning stage.
  • Fill your vehicles with fuel while it is easy.

Two to three days out:

  • Make the call. Moving earlier is often better than moving later — after a storm, everyone is rescheduling at once.
  • If you are going ahead, get everything into interior rooms away from windows.
  • Charge everything. Withdraw some cash; card systems fail with the power.

If you have already moved and the storm is coming:

  • Unpack nothing you do not need. Boxes are decent protection.
  • Get everything off the floor if there is any flood risk.
  • Locate the water shut-off and the breaker panel in the new place before you need them in the dark.

Documents and insurance

This is the part people regret skipping.

Carry your critical documents yourself — insurance policies, deeds, passports, birth certificates, medical records. Do not put them on a truck during hurricane season.

Photograph everything valuable before it moves. If a claim ever crosses a storm event, the difference between "damaged in transit" and "damaged in the storm" is the difference between a paid claim and a denied one — and dated photographs are what settles it.

Check when your new policy starts. There is often a gap where the old policy has lapsed and the new one has not attached. Insurers also stop writing new policies entirely once a storm enters the box — typically when a watch or warning is issued for the area — so a policy you meant to buy "next week" may become unbuyable.

Know your deductible. Florida hurricane deductibles are usually a percentage of the insured value, not a flat sum, and they are much larger than a standard deductible.

What we do

We watch the cone against every booked date from June through November. If a named storm looks likely to affect either end of your move, we call you, and we move the date at no charge. If you would rather go ahead and we judge it unsafe, we will not load the truck.

That occasionally costs us a job. It has never cost a customer their belongings, which is the trade we would make every time.

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